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*The $100 offer is valid for personal checking accounts opened from 10/20/08 to 11/28/08. Offer is not available on account
conversions and is limited to new personal checking account households only. We reserve the right to substitute a gift of similar
value. Offer and gift limited to one per household and may not be combined with any other offer. Accounts are subject to our
standard eligibility and documentation requirements. $50 minimum opening deposit balance is required. The bonus will not be
considered part of the minimum opening deposit. The bonus cash is considered interest and is reportable on IRS Form 1099-INT.
Checking account must remain open for a minimum of six months or the $100 will be debited from the account during the closing
transaction. Regarding the direct deposit requirement, to qualify for the offer, your first recurring direct deposit such as
Social Security, Pension or Payroll must be completed within 60 calendar days of your account opening date. Only signature-based
Check Card transactions posted to your account are eligible. Other transactions you conduct using your card such as deposits,
withdrawals, balance inquiries, transfers, credits, pre-authorizations, pin-based purchases and reversals are not eligible. The
five eligible Check Card transactions and five Online BillPay transactions must be posted to your account within 60 calendars days
of your account opening date. We reserve the right to disqualify Online BillPay and Check Card transactions in circumstances where
we reasonably believe they were not made in good faith. The $100 will be automatically deposited 6-8 weeks after the conditions
noted above have been met.
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Equal Housing Lender
