An important Federal regulatory change went into effect that impacts everyday Check Card transactions and ATM withdrawals.1

In summary, the regulation states that Bank of Texas cannot assume you want us to pay everyday Check Card and ATM transactions that would overdraft your account. These transactions will not be approved if your account does not have the available balance at that moment. To avoid these denied transactions, you must tell us you want Overdraft Coverage.

Click here for an example of how this could impact you.


You can opt in using one of the following methods.

1 Log on to Online Banking and click the Self Service tab.
2 Visit a banking center or call our 24-Hour ExpressBank at 1-800-346-5312.
3 Click on the button below, fill out the form and mail it to:

Bank of Texas
24-Hour ExpressBank
P.O. Box 2300
Tulsa, OK 74192

 


1Includes one time Check Card and ATM transactions, not recurring Check Card transactions set up to bill automatically (like a monthly gym membership).
† Effective August 15, 2010, for all accounts opened prior to July 1, 2010.
© 2010  Bank of Texas, N.A. Member FDIC. Equal Housing Lender.